• Secured loan
• Collateral
• Unsecured loan
• Personal loan
• Student Loan
• Mortgage
• Real Estate

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Secured loan

A secured loan as the name implies is a loan that is guaranteed or secured with collateral. The collateral may be a building, a vehicle or a valuable property. For instance when you take a mortgage to buy a house, the house is normally used as collateral in case you fail to pay back the loan.

Collateral

Collateral is a valuable property or asset that is used to secure a loan

Unsecured loan

Unsecured loan is a loan that is not guaranteed by collateral. Such loans are normally based on the borrower's credible records. Examples of unsecured loans are personal loans and credit card loans.

Personal loan

Personal loan is a type of unsecured loan that is based on the borrowers' credibility. There are given based on a credit history. These types of loans are normally taken from your bank or building society to buy furniture, fund holidays or education and so on. Most personal loans are unsecured

.Student Loan

Student loan is a type of personal loan available to a student to help in financing education. Student loans normally have low interest rates.

Mortgage

Mortgage is a legal document that constitutes a lien on real estate to secure a loan. In the event that the borrower defaults and could not pay back the loan, the lender has the right to claim the property, and resell it in other to offset the loan.

Real Estate

Real Estate refers to a land and whatever is attached to the land that is usually immovable. This may also be referred to real property

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